In 2018, the government created an interdepartmental group on pension reform, which was faced with the difficult task of developing a way to harmonize and simplify the pension landscape. This was not an easy task and after much deliberation, experts from Revenue, the Pensions Authority and the Treasury, Public Expenditure and Reform and Social Security departments published a detailed document in November 2020 with recommendations on how to do this. One of the key proposals was to create a level playing field between Occupational Pension Schemes (OPS) and Personal Retirement Savings Accounts (PRSA). PRSA approve income and…

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